NOTE: OUR SET OF LOAN WORKOUT DOCUMENTS ARE FROM THE 2008 REAL ESTATE RECESSION. I AM PROVIDING THEM FREE OF CHARGE AS THEY ARE NOT UP-TO-DATE BUT COULD BE VALUABLE IN GUIDING YOU THROUGH THE PROCESS. DUE TO CALIFORNIA STATE BAR RULES ENACTED TO PROTECT THOSE STRUGGLING FINANCIALLY I CAN NO LONGER ASSIST WITH LOAN MODIFICATIONS. GOOD LUCK TO YOU.
If you are self-employed, the Income and Expense Coach will direct you to complete the Profit and Loss Statement, a 2-page Excel file, to determine Adjusted Gross Income. Mac Numbers works with this.
