The Co-Occupier Equity Sharing Agreement is used when all co-owners will occupy the property. The agreement is approximately 20 pages and easily completed by you through the use of questions, answers and the "replace" feature in your word processing program. i.e., 1. What is Occupier 1's name? 2. How much did Investor 1 contribute to the down payment? There are approximately 25 questions for you to answer. It's that simple. Mac Pages also works with this.